久久影院午夜理论片无码

　　一、个(ge)人信息定义

　　个(ge)人信(xin)息(xi)(xi)，是指以电(dian)子或者其他方(fang)式记(ji)录的能够单独(du)或者与其他信(xin)息(xi)(xi)结合识别自然人个(ge)人身(shen)份的各种信(xin)息(xi)(xi)，包(bao)括但不(bu)限(xian)于自然人的姓名、出生(sheng)日期、身(shen)份证件号(hao)码、个(ge)人生(sheng)物识别信(xin)息(xi)(xi)、住址(zhi)、电(dian)话(hua)号(hao)码等。

　　二、个人金(jin)融信息宣(xuan)传要点

　　个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)包括个(ge)(ge)人(ren)(ren)(ren)(ren)身份信(xin)(xin)息(xi)(xi)(xi)(xi)、个(ge)(ge)人(ren)(ren)(ren)(ren)财产信(xin)(xin)息(xi)(xi)(xi)(xi)、个(ge)(ge)人(ren)(ren)(ren)(ren)账户信(xin)(xin)息(xi)(xi)(xi)(xi)、个(ge)(ge)人(ren)(ren)(ren)(ren)信(xin)(xin)用信(xin)(xin)息(xi)(xi)(xi)(xi)、个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)交易信(xin)(xin)息(xi)(xi)(xi)(xi)、衍生信(xin)(xin)息(xi)(xi)(xi)(xi)，以及金(jin)(jin)融(rong)(rong)(rong)(rong)机(ji)构(gou)在与个(ge)(ge)人(ren)(ren)(ren)(ren)建立业务关(guan)(guan)系过(guo)程中获取、保存的(de)(de)其他(ta)个(ge)(ge)人(ren)(ren)(ren)(ren)信(xin)(xin)息(xi)(xi)(xi)(xi)。个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)是金(jin)(jin)融(rong)(rong)(rong)(rong)机(ji)构(gou)日常业务工作中积累的(de)(de)一项重(zhong)要基(ji)础数据，也(ye)是金(jin)(jin)融(rong)(rong)(rong)(rong)机(ji)构(gou)客(ke)户个(ge)(ge)人(ren)(ren)(ren)(ren)隐私的(de)(de)重(zhong)要内容。如何收集、使用、对外提供个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)，既涉及到金(jin)(jin)融(rong)(rong)(rong)(rong)机(ji)构(gou)业务的(de)(de)正常开(kai)展，也(ye)涉及客(ke)户信(xin)(xin)息(xi)(xi)(xi)(xi)、个(ge)(ge)人(ren)(ren)(ren)(ren)隐私的(de)(de)保护(hu)。如果出现与个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)有关(guan)(guan)的(de)(de)不(bu)当行为，不(bu)但会(hui)直接侵(qin)害客(ke)户的(de)(de)合法权(quan)益，也(ye)会(hui)增加金(jin)(jin)融(rong)(rong)(rong)(rong)机(ji)构(gou)的(de)(de)相关(guan)(guan)风险。通过(guo)宣传介绍上述内容，帮助广大消(xiao)费(fei)者了解(jie)个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)保护(hu)的(de)(de)概念、内涵(han)、外延及重(zhong)要意义(yi)等(deng)，强化数字金(jin)(jin)融(rong)(rong)(rong)(rong)时代消(xiao)费(fei)者个(ge)(ge)人(ren)(ren)(ren)(ren)金(jin)(jin)融(rong)(rong)(rong)(rong)信(xin)(xin)息(xi)(xi)(xi)(xi)保护(hu)的(de)(de)意识和能力。

　　三、涉及个(ge)人金融信息(xi)的法律法规

　　宣(xuan)传普及《商业银行(xing)法(fa)(fa)(fa)》《反洗钱法(fa)(fa)(fa)》《刑法(fa)(fa)(fa)》《征信(xin)业管理条例(li)》等(deng)法(fa)(fa)(fa)律法(fa)(fa)(fa)规及《国务(wu)院办公(gong)厅关于(yu)加强金融(rong)消(xiao)费(fei)者(zhe)权益保(bao)护工作(zuo)的指导意见》《中(zhong)国人民银行(xing)关于(yu)银行(xing)业金融(rong)机构做好(hao)个(ge)(ge)人金融(rong)信(xin)息(xi)保(bao)护工作(zuo)的通(tong)知》等(deng)政策和规范性文(wen)件(jian)对(dui)于(yu)个(ge)(ge)人信(xin)息(xi)保(bao)护的相关规定，强化消(xiao)费(fei)者(zhe)权利意识，引导消(xiao)费(fei)者(zhe)依法(fa)(fa)(fa)维权。

　　四、金融机构宣教工作(zuo)重点

　　对个(ge)人(ren)金融信息(xi)的(de)保(bao)护(hu)是金融机构的(de)一项法定义(yi)务。介绍银行(xing)业金融机构加强技(ji)术(shu)防范、建立内控制度(du)、履行(xing)客户(hu)(hu)身份(fen)识别(bie)义(yi)务、规(gui)范查(cha)询程序、强化员工管理等方面采取的(de)保(bao)护(hu)个(ge)人(ren)金融信息(xi)的(de)举(ju)措，树立银行(xing)业积极履行(xing)消费者(zhe)权益保(bao)护(hu)主(zhu)体(ti)责任及安全可靠的(de)良好(hao)社会形(xing)象，进一步提高客户(hu)(hu)信任感和满意(yi)度(du)。

　　结合(he)电(dian)信(xin)(xin)(xin)(xin)网络诈骗、第(di)三方支付、非法校园贷、伪卡(ka)盗(dao)刷(shua)等典型案(an)例(li)，深入(ru)讲解保(bao)(bao)(bao)护(hu)个(ge)(ge)人金融信(xin)(xin)(xin)(xin)息(xi)对保(bao)(bao)(bao)障(zhang)账户(hu)资(zi)金安(an)全(quan)及客户(hu)合(he)法权益的重(zhong)要(yao)性，重(zhong)点普及网上银(yin)(yin)行(xing)、手机银(yin)(yin)行(xing)、第(di)三方支付等移(yi)动(dong)金融服(fu)(fu)(fu)务(wu)(wu)相(xiang)关(guan)注意(yi)事项和应(ying)对措施，持续提高消(xiao)费者个(ge)(ge)人金融信(xin)(xin)(xin)(xin)息(xi)保(bao)(bao)(bao)护(hu)质效。教育引(yin)导消(xiao)费者妥善保(bao)(bao)(bao)管银(yin)(yin)行(xing)卡(ka)、身份证(zheng)(zheng)、电(dian)子(zi)银(yin)(yin)行(xing)认(ren)证(zheng)(zheng)介质等，拒绝出(chu)租、出(chu)借(jie)或(huo)买(mai)卖行(xing)为(wei)；不向他人随意(yi)透露银(yin)(yin)行(xing)卡(ka)号、账户(hu)密码、有(you)效期(qi)、安(an)全(quan)码、身份证(zheng)(zheng)号、短信(xin)(xin)(xin)(xin)验证(zheng)(zheng)码等重(zhong)要(yao)信(xin)(xin)(xin)(xin)息(xi)；下载安(an)装App或(huo)在(zai)第(di)三方办理业(ye)务(wu)(wu)时(shi)，留意(yi)相(xiang)关(guan)授(shou)权权限，仔(zi)细阅读相(xiang)关(guan)协议和合(he)同(tong)条(tiao)款，审慎填写个(ge)(ge)人信(xin)(xin)(xin)(xin)息(xi)，避免重(zhong)要(yao)信(xin)(xin)(xin)(xin)息(xi)被(bei)过度搜集或(huo)非法使用(yong)；不随意(yi)丢弃业(ye)务(wu)(wu)单(dan)(dan)据、ATM凭(ping)条(tiao)、信(xin)(xin)(xin)(xin)用(yong)卡(ka)对账单(dan)(dan)和刷(shua)卡(ka)单(dan)(dan)据等交(jiao)易凭(ping)证(zheng)(zheng)，提供身份证(zheng)(zheng)复(fu)印件时(shi)注明用(yong)途，以防被(bei)人挪作他用(yong)。向广大客户(hu)全(quan)面介绍商业(ye)银(yin)(yin)行(xing)保(bao)(bao)(bao)护(hu)个(ge)(ge)人信(xin)(xin)(xin)(xin)息(xi)的相(xiang)关(guan)产(chan)品和服(fu)(fu)(fu)务(wu)(wu)，如磁条(tiao)卡(ka)换芯片卡(ka)、增加电(dian)子(zi)银(yin)(yin)行(xing)认(ren)证(zheng)(zheng)介质、定制(zhi)余额变动(dong)服(fu)(fu)(fu)务(wu)(wu)等，指导消(xiao)费者有(you)效保(bao)(bao)(bao)护(hu)个(ge)(ge)人信(xin)(xin)(xin)(xin)息(xi)，享受安(an)全(quan)便捷的金融服(fu)(fu)(fu)务(wu)(wu)。